The client was in need of a longer-tenure loan to support the smooth execution of their ongoing residential project. With project timelines extending and cash flow cycles evolving, a standard loan structure wouldn’t have provided the flexibility required for successful delivery.

Understanding these dynamics, we secured a stretched moratorium period, giving the client much-needed breathing room during the early stages of construction. This allowed them to focus on execution without the immediate pressure of repayments.

In parallel, we also arranged for a top-up facility through a separate financial institution. This additional funding was specifically earmarked to cover approval-related costs and construction outlays, ensuring the project remained on track both financially and operationally.

By combining tenure optimization with incremental capital infusion, we provided a holistic financing solution that aligned with the project’s lifecycle and the client’s evolving needs.