Lease rental discounting is an ideal solution for developers who invest heavily in commercial properties intended for leasing. These investments often lock capital, with returns generated gradually through rental income. Through this product, developers can access funds by pledging future rental earnings, with banks ensuring the security of these earnings before extending the facility.

Through LRD, developers can monetize their future rental earnings by pledging them as collateral. Financial institutions assess the creditworthiness of the tenants, the stability of lease agreements, and the duration of rental contracts before sanctioning the loan. Once verified, banks or NBFCs offer a structured loan facility based on the discounted value of expected rental income.

This product allows developers to unlock the value of their leased assets without selling them, offering a stable, low-risk form of borrowing. It enhances financial flexibility, supports business expansion, and helps maintain asset ownership while meeting short- to mid-term funding requirements.