The client had an existing Lease Rental Discounting (LRD) facility in place, secured against one of the top-performing malls in the country. While the asset itself was high-yielding, the client sought to optimize their financing terms to better align with their long-term goals.

Our team began by conducting a comprehensive review of the mall’s historical and projected cashflows. This included a detailed assessment of all existing lease agreements to understand the strength and stability of rental income. We analyzed key tenant profiles, lease tenures, escalation clauses, and occupancy rates to build a robust financial picture of the asset.

With this deep understanding, we identified potential lending institutions that were best suited for this profile. We leveraged our strong industry relationships and market insight to approach these lenders strategically.

Crucially, we negotiated rigorously on behalf of the client—ensuring that every term, from the loan amount to the interest rate and tenure, was optimized. Through these efforts, we were able to secure a highly competitive financing package that unlocked greater value from the client’s real estate asset.

This engagement stands as a testament to our ability to combine data-driven analysis with negotiation expertise, ultimately delivering meaningful results for our clients.